Created in 30 seconds. Accepted everywhere.
The Sako virtual Visa card, linked to your account in euros or dollars. Pay online, in store with Apple Pay and Google Pay while your loved ones receive money back home.

Your money, finally free to move.
Sending money back home, that was already Sako. Spending day to day is now possible too, groceries, subscriptions, payments, with the same account.
Instant
Created in 30 seconds from the app, no mail, no waiting. It appears in your wallet before your coffee is done.
Accepted everywhere
Online, in store, abroad, wherever Visa is accepted, your Sako card works. Contactless via Apple Pay and Google Pay.
Stay in control
Freeze, unfreeze, change your PIN, set limits in real time from the app. Every payment notified instantly.
Backed by your Sako account.
No top-up, no separate account, the card draws directly from your balance. What you don't send home, you spend here.
Transfers and card payments share the same euro account.
Amount, merchant, remaining balance in real time on your phone.
€0 card maintenance. Free payments in euros, real exchange rate outside the eurozone.

Three plans. Three legacies.
Ténéré, Aïr, Askia, three names carried by Niger's history. Choosing your Sako card means carrying the diaspora with you.
Swipe to compare plans →

Ténéré
The desert that saw the caravans pass. The essentials, no detour.

Aïr
The Agadez massif, a crossroads of trade.

Askia
The empire-building emperor of Songhai. The circle of those who build.
Physical cards are in preparation, join the waitlist to be served first. Shipping fees will be announced when available.
Your card, your rules.
Tokenized number
Merchants only see a secure token. Your real card number stays hidden.
Instant freeze
Have a doubt? Freeze the card in one tap. Unfreeze it just as fast.
3-D Secure
Every online purchase confirmed with Face ID or fingerprint in the app.
Custom limits
Daily, monthly, per-payment limits, you decide, the app enforces it.
Open the Sako app.
Card tab. Your account is already verified, nothing to re-enter.
Create your card.
It appears immediately, with its number, ready to use.
Add it to your wallet.
Apple Pay or Google Pay in two taps. Pay contactless everywhere.
Everything you need to know
The Sako virtual card is included with your account, it costs €5 to create, €0 maintenance fee, free payments in euros. Outside the eurozone, the real exchange rate applies, with no hidden markup.
It draws directly from your Sako account balance. No top-up, no separate account: what you don't send home stays available for your payments.
Anywhere Visa is accepted: online, in store, and abroad, at over 150 million merchants. Contactless via Apple Pay and Google Pay.
Freeze your card in one tap from any device connected to your account. Your real card number is never exposed: merchants only see a secure token.
Physical cards are in preparation. Join the waitlist to be served first — shipping fees will be announced when available.
Your card is waiting for you in the app.
Download Sako, create your virtual card in 30 seconds, and pay at over 150 million merchants.