What we charge on each channel. Fees from our partners and networks are shown separately when they apply.
Money in

Deposit by bank transfer — EUR
SEPA
| EU residents | No fees |
| Non-EU residents | €2 + 0.5% |

Deposit by bank transfer — USD
ACH · FedNow · FedWire · SWIFT
| Network | US / Canada residents | Outside the US / Canada |
|---|---|---|
| ACH | No fees | $2 + 0.5% |
| FedNow | $1.50 | $3 + 0.5% |
| FedWire | $10 | $15 + 0.5% |
| SWIFT | $15 | $15 + 0.5% |

Deposit by bank transfer — GBP
Faster Payments
| UK residents | No fees |
| Non-UK residents | £2 + 0.5% |
Receive money via NitaBeta
| Fees | No fees |
| Exchange margin | 3.5% |

Card deposit
US only
| Partner fee | 4.01% |
Card deposits are only available to US residents.

Transfer to Africa
| Amount sent | EUR | USD |
|---|---|---|
| 0 – 10 | €0.49 | $0.61 |
| 10 – 25 | €0.99 | $1.24 |
| 25 – 100 | €1.99 | $2.49 |
| 100 – 300 | €2.99 | $3.74 |
| 300 – 500 | €3.99 | $4.99 |
| 500 – 800 | €4.99 | $6.24 |
| 800 – 1,000 | €5.99 | $7.49 |
| 1,000 – 2,000 | €5.99+ €0.99 / €300 | $7.49+ $1.26 / $300 |
| 2,000 and above | €8.99+ €0.99 / €500 | $11.24+ $1.26 / $500 |
Brackets are expressed in the currency you send. A second line shows the fee added for each additional bracket. Fees apply to the amount sent, before conversion. The exchange rate is shown to you before you confirm.
Mobile top-up
EUR | USD | |
|---|---|---|
| Fees | No fees | No fees |
| Exchange margin | 5% | 7% |
Money out

Outgoing bank transfer — EUR
SEPA
| EU residents | €2 |
| Non-EU residents | €2 + 0.5% |

Outgoing bank transfer — USD
ACH · FedNow · FedWire · SWIFT
| Network | US / Canada residents | Outside the US / Canada |
|---|---|---|
| ACH | $2 | $3 + 0.5% |
| FedNow | $2 | $3 + 0.5% |
| FedWire | $15 | $20 + 0.5% |
| SWIFT | $20 | $20 + 0.5% |

Outgoing bank transfer — GBP
BACS
| UK residents | £2 |
| Non-UK residents | £3 + 0.5% |
S
Transfer to a Sako user
Transfers between Sako accounts are free.
Card paymentsComing soon
This service isn't available yet. We'll let you know as soon as it launches.
₿
Crypto / StablecoinsComing soon
This service isn't available yet. We'll let you know as soon as it launches.
You will find the related limits under Applicable limits.