What we charge on each channel. Fees from our partners and networks are shown separately when they apply.

Money in

Deposit by bank transfer — EUR

SEPA

EU residents	No fees
Non-EU residents	€2 + 0.5%

Deposit by bank transfer — USD

ACH · FedNow · FedWire · SWIFT

Network	US / Canada residents	Outside the US / Canada
ACH	No fees	$2 + 0.5%
FedNow	$1.50	$3 + 0.5%
FedWire	$10	$15 + 0.5%
SWIFT	$15	$15 + 0.5%

Deposit by bank transfer — GBP

Faster Payments

UK residents	No fees
Non-UK residents	£2 + 0.5%

Receive money via NitaBeta

Fees	No fees
Exchange margin	3.5%

Card deposit

US only

Partner fee

4.01%

Card deposits are only available to US residents.

Transfer to Africa

Amount sent	EUR	USD
0 – 10	€0.49	$0.61
10 – 25	€0.99	$1.24
25 – 100	€1.99	$2.49
100 – 300	€2.99	$3.74
300 – 500	€3.99	$4.99
500 – 800	€4.99	$6.24
800 – 1,000	€5.99	$7.49
1,000 – 2,000	€5.99+ €0.99 / €300	$7.49+ $1.26 / $300
2,000 and above	€8.99+ €0.99 / €500	$11.24+ $1.26 / $500

Brackets are expressed in the currency you send. A second line shows the fee added for each additional bracket. Fees apply to the amount sent, before conversion. The exchange rate is shown to you before you confirm.

Mobile top-up

	EUR	USD
Fees	No fees	No fees
Exchange margin	5%	7%

Money out

Outgoing bank transfer — EUR

SEPA

EU residents	€2
Non-EU residents	€2 + 0.5%

Outgoing bank transfer — USD

ACH · FedNow · FedWire · SWIFT

Network	US / Canada residents	Outside the US / Canada
ACH	$2	$3 + 0.5%
FedNow	$2	$3 + 0.5%
FedWire	$15	$20 + 0.5%
SWIFT	$20	$20 + 0.5%

Outgoing bank transfer — GBP

BACS

UK residents	£2
Non-UK residents	£3 + 0.5%

S

Transfer to a Sako user

Transfers between Sako accounts are free.

Card paymentsComing soon

This service isn't available yet. We'll let you know as soon as it launches.

₿

Crypto / StablecoinsComing soon

This service isn't available yet. We'll let you know as soon as it launches.

You will find the related limits under Applicable limits.

Fees & exchange rates

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